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@0xbigz 0xbigz commented May 15, 2025

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## Multi-kink Borrow Interest Rate Curve

Same logic as abbove for low, predictable rates up to “optimal”. After optimal the penalty jumps at 85 % / 90 % / 95 % / 99 % / 99.5 % utilization. This design allows for more aggressive max utilization rates while not adding too much rate volatility near optimal rate.
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abbove

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